Before we proceed with some tips on "how not to get conned" you should always remember that a con artist could be a male or a female.

In addition, many times the con artist will work with a child who will assist them in accomplishing their goal. That goal is to GET YOUR MONEY.

Here are some good rules to follow all the time - whether or not you suspect a fraud:
   •  Don't believe in something-for-nothing offers. You get what you pay for.
   •  Be suspicious of high-pressure sales efforts.
   •  Take your time; think about it before you part with your money.
   •  Get all agreements in writing.  Insist that agreements be in plain English and not legalese.
   •  Read all contracts and agreements before signing.  Have a lawyer examine all major contracts.
   •  Beware of anyone who comes to your door asking for money for charity or for personal reasons.

HOME IMPROVEMENT FRAUD

Home repairs and improvements can be costly.  Watch out if:
   •  Somebody offers to do an expensive job for an unusually low price.
   •  If a firm offers to make a "free" inspection or if the person just happened to be in the neighborhood.
   •  The most popular home improvement frauds are roof repair and painting, driveway sealing and termite inspection.

To avoid home improvement and repair fraud, try the following:
   •  Always get several estimates for every repair job, and compare prices and terms. Check to see if there is a charge for estimates.
   •  Ask your friends for recommendations.  Alternatively, ask the firm for references – and CHECK THEM!
   •  Check the identification of all "inspectors."
   •  Call the loan Consumer Affairs office or the Better Business Bureau to check the company reputation before you authorize any work.       Be   suspicious of high-pressure  sales tactics.
   •  Pay by check - never with cash. Arrange to make the payments in installments.